Build your treasury software.
Don't buy it.
Ask. Build. Monitor.
Your treasury. Your rules.
How it works
One AI. Three superpowers.
TOSY is your treasury AI — context-aware, domain-trained, designed for auditability. It knows your data, your entities, your workflows.
Ask questions you'd normally wait days to answer
AI Assistant
Instant answers across entities, banks, and time periods — without hunting through reports.
Example:
"Which entities are trending negative in the next 14 days, and why?"
Build treasury tools — with controls, not chaos
AI Builder
Describe what you need and get a working tool you can refine. Repeatable logic. Permissions. Audit trail.
Example:
"A payment tracker with 2-step approvals and alerts over €50K."
Catch issues before they become incidents
AI Copilot
Spots anomalies, broken patterns, and missing data — and tells you exactly what changed.
Example:
"HSBC fees are 3× normal. The spike started Jan 12. Want the breakdown?"
See it in action
Real dashboards. Real data. Real control.
Not mockups — actual applications built with TreasuryOS.
Built for independence
Connect everything. No IT required.
Integrate your banks, ERPs, and tools in minutes — not months.
SAP
Slack
Google Sheets
Excel 365
Teams
Zapier
ECB
eToro
What's your treasury ROI?
See how much time and money TreasuryOS can save you.
Your data stays yours. Always.
Enterprise-grade security without enterprise complexity.
EU Data Residency
Frankfurt servers
AES-256 Encryption
At rest & in transit
SOC 2 / ISO 27001
Certified infrastructure
GDPR Compliant
Full audit trail
Confidential AI™
PII auto-redacted
Also included
Common questions
Your treasury-trained AI. It understands your data, knows treasury terminology, answers questions, and builds custom applications when you describe what you need.
Yes. TreasuryOS is built security-first: encryption at rest and in transit, strict access controls, row-level isolation, audit logs, and EU data residency. We're GDPR aligned, and your data is never used to train AI models. Multi-layer redaction: Before any AI processing, your data passes through our Confidential AI™ pipeline: • Masterdata matching – Known vendors/customers → [VENDOR]/[CUSTOMER] • Pattern detection – IBANs, cards, account numbers → [IBAN]/[CARD] • Microsoft Presidio™ – Names, emails, phones, national IDs → [PERSON]/[EMAIL] You can preview exactly what the AI receives before confirming any operation.
A TMS is a fixed product you adapt to. TreasuryOS is a builder: you define the workflow, the logic, and the outputs — and it generates controlled tools you can evolve as the business changes.
Most treasury tools teams end up hacking in Excel: cash visibility dashboards, forecasting models, payment workflows, reconciliations, FX exposure views, bank fee analysis, covenant trackers. If you can describe it clearly, you can iterate it fast.
No. You write requirements in plain English. TreasuryOS turns them into working tools and lets you refine them with follow-up instructions.
You don't "accept and pray." You review, refine, and publish. It's iterative — and changes are traceable (who changed what, when). Every version is logged.
Free to start — no credit card required. PRO is €99/month with unlimited users and data. No per-seat pricing, no hidden fees, no annual lock-in.
Simple pricing. No surprises.
Start free. Upgrade when you need more. Cancel anytime.
Free
Explore treasury automation basics
€0/month
- 1 entity, 2 bank accounts
- 5 TOSY messages/day
- Cash Position (view)
- Market Data & FX Rates
- 1 connector
- 1 user
Pro
Full treasury management power
€99/month
- 3 entities, 10 bank accounts
- 20 TOSY messages/day
- Full Cash & Liquidity suite
- FX Center & Hedging
- AI Agents (20 runs/mo)
- 5 connectors + SFTP
- App Builder (3 apps)